AltQM, DSCR, 12-Months Bank Statements, P&L, Foreign National in CA

I am thrilled to introduce myself as a dedicated mortgage loan officer with Californias Mortgage Bank, committed to providing tailored loan solutions to meet the diverse needs of our clients. With a deep understanding of the intricacies of the mortgage industry, I specialize in offering a comprehensive range of loan types to suit various financial requirements. At Californias Mortgage Bank, we take pride in serving clients with integrity, transparency, and a personal touch, ensuring that each individuals unique needs are met with the utmost care and attention.

In the vibrant city of Los Angeles, our team at Californias Mortgage Bank takes great pleasure in being a part of a community that thrives on diversity and innovation. We understand the unique challenges and opportunities that come with living in Los Angeles, and we are dedicated to providing mortgage solutions that empower our clients to achieve their homeownership goals.

Ventura is a city where the laid-back coastal lifestyle meets the excitement of a thriving urban center. At Californias Mortgage Bank, we are honored to serve the residents of Ventura, providing personalized mortgage solutions that cater to both first-time homebuyers and experienced real estate investors. We understand the importance of finding the right mortgage in Ventura and are committed to guiding our clients every step of the way.

In the sunny city of Santa Barbara, our team at Californias Mortgage Bank is dedicated to offering mortgage loan solutions that embrace the unique charm and beauty of this coastal paradise. We take great pride in helping individuals and families in Santa Barbara achieve their dreams of homeownership, providing expert guidance and support throughout the mortgage process.

Oxnard, with its rich agricultural heritage and stunning coastal landscapes, is a city where community spirit and growth go hand in hand. At Californias Mortgage Bank, we are honored to serve the residents of Oxnard, offering mortgage solutions that cater to the diverse needs of the local community. We are committed to providing personalized support and guidance to our clients in Oxnard, ensuring that they find the perfect mortgage to suit their financial goals.

Simi Valley, known for its picturesque landscapes and strong sense of community, is a city that holds a special place in our hearts at Californias Mortgage Bank. We take great pleasure in serving the residents of Simi Valley, offering mortgage solutions that are tailored to meet the unique needs of each individual and family. We understand the importance of finding the right mortgage in Simi Valley and are dedicated to providing expert guidance and support to our clients throughout their homeownership journey.

Other than offering mortgage solutions in these cities, Californias Mortgage Bank is also committed to building lasting relationships with our clients by providing exceptional service and support. Our team is deeply invested in helping individuals and families achieve their homeownership dreams, and we take pride in being a trusted partner in their financial journey. With a focus on integrity, expertise, and personalized care, we are dedicated to guiding our clients through the mortgage process with confidence and peace of mind.

At California’s Mortgage Bank (CMB), Speed, Reliability, and Experience are the foundations of our Company!
We provide you with loan choices to make your life easier.  We offer the most competitive rates and aggressive loan products.  We are a US Mortgage Bank that exclusively offers loans to California residents looking to purchase or refinance their home.  CMB concentrates on residential mortgage loans including:

  • 100% FHA/ Down Payment Assistance
  • 100% VA
  • 97% Conventional
  • 95% Jumbo
  • Foreign Nationals
  • 12 Months Bank-Statement's
  • Non-Warrantable Condo's

I personally have full confidence we will satisfy all your mortgage needs.  We look forward to working with you.
Let’s Get Started!!!

Ryan M. Ploung
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VP/Branch Manager
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